The firm which specialises in motorcycle insurance, Carole Nash, has warned bikers that they must ensure they satisfy all the new rules for insurance that come into effect on June the 20th, or risk having their machine seized and destroyed. The company wants to ensure that legitimate riders don’t get caught out by the new ‘Continuous Insurance Enforcement’ law.
This new law is targetted at the estimated 1.5m riders and drivers in the UK who are uninsured, but it will effect all motorcyclists and motorists. It basically means that it will soon be an offence to keep any vehicle that is uninsured, as opposed the present law that just makes it illegal to ride or drive an uninsured vehicle.
Under this new law, only motorbikes with a statutory Off Road Notice (SORN) can be kept without them being insured. If a bike is uninsured and not SORN registered then it won’t be included on the motor insurance database. This leaves the registered keeper of the bike open to action by the DVLA or the police.
Failure to comply with the new law could see bikers having their machines seized and crushed with Road Safety Minister Mike Penning warning that the uninsured now have “nowhere to hide.”
Ashtron West, chief executive of the Motor Insurers Bureau was similarly blunt, saying: “The change in the law is a stepping up of enforcement activity, so that not only those vehicles driven without insurance will be caught. Now the registered keeper must make sure that their vehicle is insured all the time.”
Simon Jackson, commercial director at Carole Nash which is the UK’s biggest motorcycle insurance specialist welcomed the change. “This new law is the latest weapon in the ongoing war on uninsured riders and drivers whose selfish actions cost the law abiding majority about £30 on their insurance. That’s what it costs us all to pay the bills for crashes involving uninsured and untraceable road users .
“It’s undoubtedly going to have an impact upon those who think that they, unlike us, need not pay to protect themselves and, crucially, other road users. The concern though is that legitimate, law abiding bikers don’t get caught out by this change.”
The Motor Insurance Bureau has launched a £1m campaign to raise awareness of the new scheme. It’s also advising riders that they can check their bike is listed on the Motor Insurance Database by visiting the website www.askMID.com. “It’s not a bad idea to check your status on the MID as it’s the database which the police and the DVLA use as part of what is now a very determined enforcement strategy, said Mr. Jackson.
Under the new scheme the registered keeper of an uninsured motorcycle which does not have a valid SORN will be contacted by the DVLA and warned that they face a fine if they don’t take action. If they fail to insure their bike they will then receive a £100 fine and, regardless of whether they pay it or not, if they still don’t cover their machine it could be clamped, seized and destroyed if found on public land. Alternatively, the keeper could be taken to court and face a fine of up to £1,000.